Stop losing money to rent
Occubuy turns every rent payment into points
toward your first home deposit. 100% free.
Use rent towards your deposit
Set your goal, then unlock how your rent gets you home faster.
How much is your ideal home worth?
What is your pre-tax annual household income?
How much have you saved up to buy a home?
How much rent do you pay?
🔒 Move your rent to unlock your boost
🔒 Unlock your rent to see how much further it takes you.
Your personalised time-to-buy is calculated in the free app. Estimates only — actual buying power and progress depend on your circumstances, on-time payments and plan.
Frequent flyer renter points
Your rent already costs a fortune.
Now it earns one back.
What is Occubuy?
Occubuy is a free Australian app that turns rent payments into points toward a home deposit. Renters connect their bank account via open banking, earn Occubuy Points each time they pay rent on time, and redeem points toward a deposit on properties in Occubuy's network of 100,000+ homes. Since launching in 2021, Occubuy has grown to 15,000+ members across Australia.
Unlike cashback or discount programs, Occubuy Points are tied to home deposits and can grow with the property market. There are no fees, no lock-ins, and your financial data is protected under Australia's Consumer Data Right framework via accredited partners.
Redeem for your first home
Choose from 100,000+ homes across Australia.
Use your Occubuy Points to cut the deposit.
Renting gives you nothing.
We think that should change.
You’re already paying rent every month. Thousands of dollars, year after year, with nothing to show for it. Occubuy changes that. Every on-time payment earns you points toward your first home deposit.
Simple, real, and finally… something back.
Real renters. Real progress.
Hear from Australians already turning their rent into something more.
“You might as well get something back, because paying rent is something we all have to do on a weekly basis.”
Mariana
Occubuy member
Got questions?
How it works
Link your rent
Takes 2 minutes. We use Open Banking to verify your rent automatically. Your data stays yours.
Earn points monthly
Pay rent on time and watch your points grow. Streaks and boosters help you earn faster.
Redeem toward your home
Use your points toward a deposit on any of 100,000+ homes across Australia.
BONUS
Earn even faster with smart money moves
Extra moves, extra points. We will surface opportunities to save, sort your finances, and strengthen your position as a buyer. Every action counts.
ROUND
Get something back from your biggest expense
