Stop losing money to rent

Occubuy turns every rent payment into points
toward your first home deposit. 100% free.

15,000+ Aussie renters$10K avg deposit progress100% free, no credit check
Image of a phone showing the Occubuy app interface

Frequent flyer renter points

Your rent already costs a fortune.
Now it earns one back.

Image of a phone showing the Occubuy app interface

What is Occubuy?

Occubuy is a free Australian app that turns rent payments into points toward a home deposit. Renters connect their bank account via open banking, earn Occubuy Points each time they pay rent on time, and redeem points toward a deposit on properties in Occubuy's network of 100,000+ homes. Since launching in 2021, Occubuy has grown to 15,000+ members across Australia.

Unlike cashback or discount programs, Occubuy Points are tied to home deposits and can grow with the property market. There are no fees, no lock-ins, and your financial data is protected under Australia's Consumer Data Right framework via accredited partners.

Redeem for your first home

Choose from 100,000+ homes across Australia.
Use your Occubuy Points to cut the deposit.

Image of a phone showing the Occubuy app interface

Renting gives you nothing.
We think that should change.

You’re already paying rent every month. Thousands of dollars, year after year, with nothing to show for it. Occubuy changes that. Every on-time payment earns you points toward your first home deposit.

Simple, real, and finally… something back.

illustration of a house and happy people waving

Real renters. Real progress.

Hear from Australians already turning their rent into something more.

You might as well get something back, because paying rent is something we all have to do on a weekly basis.
M

Mariana

Occubuy member

Got questions?

How it works

1

Link your rent

Takes 2 minutes. We use Open Banking to verify your rent automatically. Your data stays yours.

2

Earn points monthly

Pay rent on time and watch your points grow. Streaks and boosters help you earn faster.

3

Redeem toward your home

Use your points toward a deposit on any of 100,000+ homes across Australia.

BONUS

Earn even faster with smart money moves

Extra moves, extra points. We will surface opportunities to save, sort your finances, and strengthen your position as a buyer. Every action counts.

Unlock your super savings
Beat your debt
Power up your savings
Unlock your credit score

ROUND

Get something back from your biggest expense

Occubuy app interface showing points and rewards