Rent → own
Stop losing money to rent
Occubuy turns every rent payment into points toward your first home. 100% free.
- 20,000+ Aussie renters
- Claim up to 24 months of past rent
- 100% free, no credit check
Add it up
See what your rent adds up to
Move the slider to your rent. Every dollar of it earns points once you join.
How much rent do you pay?
Keep paying the same way, to the same person, on the same day. We verify each payment and pay you points for it.
You pay this much rent in a year
- Over five years
- $169,000
- Rent we can verify on day one
- $67,600
When you first connect, we can verify up to 24 months of rent you have already paid. Most people join with a points balance already sitting there.
This is arithmetic on the rent you enter, nothing more. Points have no cash value and cannot be exchanged for money. What you earn depends on the payments we verify.
Frequent flyer renter points
Rent is the biggest payment you make each week.
Everyone earns from it except you.
In short
What is Occubuy?
Occubuy is a free Australian app that pays you points for the rent you already pay. Keep paying rent the way you do now. We verify it, and you earn points on every payment. Spend them in the catalogue, or on a property rebate at settlement when you buy. Since launching the app in 2023, we have grown to 20,000+ enrolled members across Australia.
Points have no cash value. They are not money, a deposit or an investment, and you cannot transfer them. There are no fees and no lock-ins. Your bank data comes through Australia's Consumer Data Right, collected by an accredited provider with your consent.
Spend them on your first home
Browse 100,000+ homes across Australia.
Put your points toward a rebate at settlement.
Rent gives you nothing back.
We think that should change.
You already pay rent every week. Thousands of dollars, year after year, with nothing to show for it. We change that. Every payment we verify earns you points.
Spend them in the catalogue, or on a rebate at settlement when you buy.
Real renters. Real progress.
Australians who already earn points on the rent they were paying anyway.
“You might as well get something back, because paying rent is something we all have to do on a weekly basis.”
Mariana
Occubuy member
FAQs
Got questions?
How it works
Connect your account
Takes two minutes. An accredited provider shares your rent payments with your consent.
Keep paying rent as normal
Same amount, same day, same person. We verify each payment and pay you points.
Spend your points
Use them in the catalogue, or on a property rebate at settlement when you buy.
About that bank connection
Your bank data comes through Australia’s Consumer Data Right. An accredited provider collects it with your consent. We never see your passwords and we can’t move your money. Withdraw your consent any time and we’ll delete the data.
BONUS
Rent is not the only way to earn
We pay points for other steps too. You earn the same points whether or not you take anything up.
First Home Super Saver
The government scheme lets eligible first home buyers put up to $50,000 through super.
Sort out your debts
See what you owe in one place, then make a plan to clear it.
Switch providers
Compare energy and internet plans, and keep more of each pay.
Check your Readiness Score
See where you are today and what moves the needle.
ROUND
Get something back from your biggest expense
Free to join. When you first connect, we can verify up to 24 months of rent you have already paid.
