Frequently Asked Questions

1. Download & Sign Up: Get the Occubuy app from your phone’s app store. Fill in your details and verify your identity to get started.

2. Pay Your Rent: Choose how to pay your rent and set it up to go out automatically. This shows us your housing affordability & you’re a good renter.

3. Home Ownership Plan: Tell us your goals for owning a home. We’ll help you plan how to save for a deposit and get ready to buy.

4. Accelerated Savings: Use our tools to manage your money better and save faster for your home deposit.

5. Supercharge Your Plan: Get access to special savings accounts and tools to manage how much you can borrow.

6. Find Your Home: When ready, we’ll match you with partners to help you buy a home that fits your budget and lifestyle.

You can download the Occubuy app from either the Apple App Store or Google Play Store. Simply search for ‘Occubuy’ and click ‘Install’.

We use the power of a renter community to help you save, earn, and buy your home more effectively than traditional methods.

Yes, you can pay rent in several ways through Occubuy, including Payton (instant payments), by direct debit, with a card, or via BPay.

Paying rent through Occubuy keeps your home buying plan on track. It’s a key habit we build your plan around.

Our home ownership plan calculation will help you figure out what you can afford based on your borrowing power and savings.

Yes, your privacy is top priority for us. We protect your data with the latest security measures.

Absolutely, Occubuy lets you automate your rent payments to avoid missing them.

Avoid arrears with recurring rent payments.

Occubuy is like a coach for buying a home. We work with different groups to give you a custom plan to get you from renting to owning.

Occubuy helps you set and reach your home buying goals, with tools for saving, budgeting, and getting financing.

A good plan prepares you for the big step of buying a home, helping you save and budget effectively. Without a home ownership plan you’re stuck in the rental rinse.

No, you enter your budget and savings manually. This helps you understand and manage your finances better.

You decide your deposit goal, and we can help you plan how to reach it, which can be anywhere from 5% to 20% or more. If you need guidance or assistance in setting this goal, our team is more than ready to provide a free consultation. We will work together to set realistic targets and find the best strategies to reach those goals.

We offer tools and partner offerings to help you save more quickly for your deposit.

We offer resources to improve your financial knowledge and home buying skills.

Through Occubuy, you can access services that help you learn, save, and earn more towards buying a home. Most importantly a Home Ownership plan created by you, for you.

We earn referral fees when you use services that help you on your home buying journey, but only if it helps you succeed.

Occubuy is a technology that assists users in their transition to buying a home. We have traditional rent-to-buy opportunities through our Property partners.

When your home ownership plan is greater than 12 months, You have been consistent with your rental payments and home ownership plan for a period and we’ll connect you with a partner that is offering you; the ability to build up savings while you pay rent (a portion/percentage of your rental payment).

Occubuy is driven by community, aiming to assist as many renters as possible in achieving their homeownership dreams. We leverage the collective strength of renters to save more, earn more, and buy more efficiently. Our approach goes beyond traditional rent-to-buy schemes to offer a pathway to homeownership for a larger audience.

With rising property prices, we offer different partnered products like low deposit schemes and rent-to-buy to make owning a home achievable.

Pay through Occubuy directly to your landlord or property manager. Choose from multiple payment methods to avoid delays.

Adjust your rent payment date easily in the app to match your financial schedule.

Occubuy assists aspiring homeowners by allowing users to create personalised plans around saving, managing credit scores, and increasing borrowing capacity. Unlike other services, it connects users to exclusive property opportunities through the Occubuy Alliance Partners.

Unlike mortgage brokers, Occubuy focuses on savings planning rather than loan brokering. It differs from real estate agents and buyers’ agents by not taking commissions or engaging in property transactions. Distinct from banks, Occubuy does not handle or lend any funds.

The timeframe to save for a deposit varies based on individual financial situations and savings goals. Occubuy’s app provides personalised estimates and guidance to set realistic saving timelines.

Users can update their personal and financial information in the app to reflect changes in income, expenses, or savings goals, ensuring plans remain relevant and achievable.

Yes, partners’ rent payments can be included in the joint plan through the app, promoting a unified saving strategy towards homeownership.

Timely rent payments demonstrate financial responsibility and are crucial for the homeownership planning services, reflecting positively on the user’s ability to manage future mortgage commitments.

The Occubuy app allows users to adjust their payment schedules to align with their financial situation and preferences.

Achieving the savings goal unlocks access to exclusive property listings, sourced through strategic partnerships, offering off-market and pre-sale homes.

A dedicated support team is available through the app’s ‘Help and Support’ section for any inquiries or assistance, ensuring a smooth user experience.