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Turn Your Rent Into Home Buying Points

Every time you pay rent, you earn Occubuy Points. Track rent. Boost savings. Redeem points toward your future home.

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How it works

Rent to Buy Rewards

Earn up to $50,000 toward your home purchase, by continuing to pay rent.

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Track Rent, Earn Points

Earn Occubuy points by paying or tracking your rent through the Occubuy app. Points are awarded for each rent payment, not the rent amount. On average, members earn $10k in points in 2 years.

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Unlock Bonus Points

Unlock additional Occubuy points with Occubuys extra features including personalised home ownership plans, meeting savings milestones, taking up exclusive member offers, and referring friends.

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Redeem Your Points

Redeem your points as a portion of a deposit on any property within Occubuy's network of over 100,000 homes, updated regularly to match members' needs.

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Rent Tracking

Effortless Rent Tracking with Secure Open Banking Connections

Link the bank account that pays your rent through Yodlee's open-banking system. Your rent still goes directly to your landlord; we just track the payment to credit you points. All data is encrypted, remains under your control, and isn't shared without your consent.

Overcoming the Deposit Hurdle

Unlocking Additional Savings

Community buying power creates more individual savings

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$500 extra monthly savings

Lower your debt and utility repayments while saving for your dream home.

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$35k Government Schemes

Take advantage of first home buyer grants and First Home Super Saver Scheme to maximise your savings.

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Savings

0%-5% Low Deposit loans

Get access to alternative pathways to speed up your Rent to Buy journey.

Rent Payments

Free Rental Payments with Rewards

Make seamless, secure payments directly to your landlord or agent with Occubuy. Earn valuable points with every rent payment, turning your renting experience into a stepping stone toward homeownership.

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Home Ownership Plan

Personalised Home Ownership Plan

Each Occubuy journey is unique. We customise your plan and approach to ensure you maximise your Occubuy points and savings, helping you move toward homeownership. Discover your route to owning a home with personalised insights and practical steps designed just for you.

Property Matching

100,000+ Occubuy Approved Properties

Use your points to cut the deposit on any of the 100,000 + verified properties in Occubuy's network (updated weekly as we source properties that meet our members requirements).

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Start getting something back from your biggest expense.

Join thousands of renters who are using their rental payment to get closer to home ownership. No fees to join, no hidden costs, and no lock-ins. Occubuy is paid by partners when we help you save money or buy a home.