Your rent already goes somewhere. Now it comes back.

Every time you pay rent, you earn points. Spend them in the catalogue, or on a property rebate at settlement when you buy.

A hand holding a phone showing the Occubuy home screen with a points balance and a prompt to find homes

How it works

You earn points for the rent you already pay

Keep paying rent the way you do now. We verify each payment and pay you points for it.

Track your rent, earn points

Earn points by paying or tracking your rent through the app. Points are awarded for each rent payment, not the rent amount. When you first connect, we can verify up to 24 months you have already paid.

Earn bonus points

Earn more points for other steps in the app: build a home ownership plan, check your Readiness Score, take up a member offer, or refer a friend.

Spend your points

Use them in the catalogue, or on a property rebate at settlement across more than 100,000 homes. The rebate comes from the seller and is written into your contract.

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Rent tracking

We verify your rent so you don't have to

Your bank data comes through Australia’s Consumer Data Right. An accredited provider collects it with your consent. We never see your passwords and we can’t move your money. Withdraw your consent any time and we’ll delete the data.

Beyond rent

Other ways members get ahead

Facts and introductions, not advice. We are not a bank, lender, mortgage broker, financial adviser or insurer.

Cut your bills

Compare energy, internet and insurance in the app, and keep more of each pay.

Government schemes explained

Read how first home buyer grants and the First Home Super Saver scheme work. Facts, not a recommendation.

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Introductions

Meet a licensed professional

We can introduce you to a licensed broker or adviser who acts for you. You earn the same points whether or not you take anything up.

Rent payments

Pay rent free, and earn on every payment

Pay your property manager or agent straight from the app, at no cost. Or keep paying the way you already do. Either way, every payment we verify earns you points.

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Home ownership plan

Build a plan that fits your situation

Set a goal in the app and we show you the steps that get you there, along with the points each one earns. Your Readiness Score shows where you are today and what moves the needle. It is information, not advice, and it has nothing to do with your credit file.

Property matching

Browse more than 100,000 homes

Put your points toward a property rebate at settlement on any home in the network, updated weekly. The rebate comes from the seller, is written into your contract, and your broker and lender are told. Listings are facts, not recommendations.

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Start getting something back from your biggest expense

Join 20,000+ Australian renters earning points on rent they were paying anyway. Free to join, no in-app purchases, no lock-ins. Partners pay us when you take up an offer, so you never do.