Home ownership plan

A plan for getting from renting to buying

Set a goal, see the steps, and earn points along the way. Facts and introductions, not advice.

A renter reviewing their home ownership plan in the app

Every renter starts from a different place

Tell us your goal and we build a plan around it. Each step you finish earns points.

Built around your goal

You set the target. We show the steps and what each one earns.

Facts, not advice

We show you how things work. A licensed professional can answer what suits you.

What the plan actually does

Shows you where you stand

Your Readiness Score shows where you are today and what moves the needle. It is not a credit score and has nothing to do with your credit file.

Adds up the numbers you already know

Rent, bills and targets, in one place. Arithmetic on your own figures, not an estimate of what you can borrow.

Introduces you to people who can advise

We can introduce you to a licensed professional who acts for you. We pass your name and contact details only.

We match properties to what you told us you want

Set your filters and we source homes that match: new builds, off-the-plan, or established. Listings are facts, not recommendations.

Your filters

Suburb, price, bedrooms, type. You set them and we match on them.

Your rebate, in the open

The rebate comes from the seller, is written into your contract, and your broker and lender are told.

Property matches suggested for a renter’s home ownership plan

Four questions we can never answer

Should I take this loan. Should I buy this policy. Is this house worth it. How does this affect my tax. A licensed professional can answer those, and we can introduce you to one. We stick to the facts and to your points.

Questions we cannot answer

Should I take this loan?

Credit assistance. A licensed broker or lender can answer it.

Should I buy this insurance policy?

Financial product advice. A licensed adviser or insurance broker can answer it.

Is this house worth the price?

Real estate advice. A licensed agent or valuer can answer it.

How does this affect my tax?

Tax advice. An accountant can answer it.

What we can do: run a calculator on figures you enter, explain how things work, list what is out there as plain facts, and offer to introduce you to someone licensed.

Keep more of what you earn each week

Compare what you pay on utilities, groceries and insurance, then switch if a better plan suits you. Each step you finish in the app earns points.

Set your targets

Track your progress and earn points as you hit each one.

Keep every point

Points lapse only after 24 months with nothing earned. While you keep earning, you keep every point.

A couple talking to an adviser

Add it up

See what your rent adds up to

The points calculator adds up the rent you already pay and the points it earns. Points have no cash value and cannot be exchanged for money.

One man handing over house keys to another

Build your plan today

Join free and set your goal. Every step you finish earns points.