Rent Rewards
Australia's Free Rent Rewards App
Rent is your largest monthly expense — and right now, every dollar of it disappears. Occubuy changes that. Every payment, including your past rent history, earns points toward a real home deposit.
No fees, no credit check, no change to your landlord or how you pay.
Turn Dead Rent Into a Home Deposit
Rent is the biggest line item in most Australians' budgets, and right now it buys you nothing. Occubuy connects securely to your bank account and automatically detects every rent payment. Pay on time, earn Occubuy Points, and put your largest expense to work toward owning a home.
Past Rent Counts
Already been renting? Import your past rent history and earn points on payments you've already made.
100,000+ Homes
Redeem your points toward a deposit on properties across Australia, including new builds and house-and-land packages.
How You Earn
Three Ways to Build Your Home Deposit
Occubuy gives you multiple paths to earn points — from the rent you're already paying, to daily habits that improve your borrowing power, to sharing the app with friends.
Rent Payments & Past History
Every on-time rent payment earns points automatically. Already been renting? Import your past rent history for instant points.
Budgeting & Savings Activities
Track bills, set savings goals, and build habits that boost your borrowing power — earning extra points along the way.
Refer Friends, Earn Big
Earn 500 points for every friend who joins and tracks rent. If they buy a home on Occubuy, you earn a big bonus of 10,000 points.
Build Borrowing Power While You Earn Points
Earning points is only half the story. Occubuy helps you track household bills, set savings targets, and speed up your path to home ownership. Every budgeting activity you complete earns extra points and moves you closer to mortgage readiness — so when it's time to buy, you're prepared!
Transparent
Free to Join, Safe to Use
Occubuy is 100% free for renters — no subscription, no hidden fees, no lock-in. Your data is protected with bank-grade encryption through Australia's Consumer Data Right framework.
No Hidden Costs
Joining Occubuy is completely free. No sign-up fees, no monthly charges, no catches.
How We Get Paid
Our services are funded by property and financial partners — never by our renters.
Bank-Grade Privacy
Your data is encrypted and protected under Australia's Consumer Data Right. We never see your login credentials.
Your Rent Is Already Going Out — Make It Count
Your largest monthly expense doesn't have to be dead money. Download Occubuy and start converting rent into progress toward your own home. Your past rent history counts too.