Rent rewards

Australia’s free rent rewards app

Rent is the biggest payment you make each week. Everyone earns from it except you. We change that: every payment we verify earns you points, and we can count up to 24 months you have already paid.

Free to join. No credit check. Nothing changes for your property manager or for how you pay.

Occubuy app home screen showing a points balance, time to buying and the next best action

Rent is the biggest payment you make each week

Right now it buys you nothing. With your consent, an accredited provider shares your rent payments with us and we verify each one. Pay on time, earn points, and put your biggest expense to work.

Past rent counts

Already renting? When you first connect, we can verify up to 24 months of rent you have already paid.

100,000+ homes

Put points toward a property rebate at settlement, across new builds and house-and-land packages Australia-wide.

Occubuy Rewards screen showing a points balance, progress to the first reward and the catalogue

How you earn

Three ways to earn points

Rent is the main one. There are two others: steps you take in the app, and friends you bring along.

Australian family earning points from rent

Rent payments, past and present

Every on-time rent payment we verify earns points. On day one, we can verify up to 24 months you have already paid.

Couple using the bill tracking tools in the Occubuy app

Steps you take in the app

Track your bills, build a home ownership plan, or meet a licensed professional. You earn the same points whether or not you take anything up.

Friend referring someone to Occubuy rent rewards app

Refer a friend

Earn 500 points for every friend who joins and tracks rent. If they buy a home through Occubuy, you earn 10,000 points.

See where you stand with your Readiness Score

Track your household bills, set targets, and watch your Readiness Score move. It shows where you are today and what moves the needle, and each step you complete earns points. It is information, not advice, and it has nothing to do with your credit file.

Readiness Score

68of 100

On track

Where you stand today, and what would move it. Your score updates as we verify each rent payment.

Rent paid on time92%
Savings set aside61%
Deposit progress38%
Illustration. A Readiness Score is not a credit score: we never obtain your credit report, and it has nothing to do with your credit file.

Transparent

Free to join, and here is who pays

Occubuy is free for renters. No subscription, no in-app purchases, no lock-in. Your bank data comes through Australia’s Consumer Data Right, collected by an accredited provider with your consent.

No hidden costs

Occubuy is free to join, with no in-app purchases and no monthly charges.

How we get paid

Property and financial partners pay us when you take up an offer. You never do.

We never sell your personal information

We never see your passwords and we can’t move your money. We do sell cohort-level insights that cannot identify you, and you can opt out any time without losing points.

Your rent already goes somewhere. Now it comes back.

Your biggest expense does not have to be dead money. Join free and start earning points on the rent you already pay. Up to 24 months of past rent counts too.